This site provides general information only and does not constitute legal, financial, or professional advice.

Insolvency Guide UK

Guidance for directors under pressure

Important: This guidance relates to company insolvency in England and Wales.
Structured director guidance

Calm, practical guidance when company pressure is starting to feel personal.

Understand urgency, director-duty pressure, and the next sensible move before creditors, HMRC, or a petition force the pace.

Trust-first approach

  • Plain-English guidance before any confidential input is requested.
  • A structured assessment to help directors understand urgency and options.
  • Confidential follow-up only when the situation appears to justify it.

How the site helps

A measured sequence for stressed directors

  1. 1Read a guide or complete the assessment to get out of guesswork and into structure.
  2. 2Use the assessment to understand urgency, director exposure, and the issues likely driving pressure.
  3. 3If the situation looks live, request confidential input with enough context for a meaningful review.

What this is designed for

Clarity before escalation.

This site is built for directors facing cashflow stress, HMRC pressure, creditor action, or uncertainty about whether trading can responsibly continue.

If there is a statutory demand, winding-up petition risk, or uncertainty about continuing to trade, do not rely on delay as a strategy.

Director reference guide

Compare the main company insolvency options in one place

Review the main formal and informal routes available to UK directors when a company cannot pay its debts, including where rescue may still be realistic.

Read the company insolvency options guide
Director duty reminder

When directors should stop delaying

  • Your company cannot pay its debts as they fall due.
  • You have received a statutory demand, winding-up petition, or CCJ.
  • HMRC or other creditors are threatening enforcement action.
  • You are unsure whether continuing to trade is appropriate.

A licensed insolvency practitioner can provide confidential, tailored guidance. Get in touch

Next step

Need a clearer next step?

Start with the assessment, or get in touch if there is creditor pressure, HMRC action, or a winding-up petition risk.