Important: This website provides general information for directors of companies registered in England and Wales. Different laws and procedures apply in Scotland and Northern Ireland.

Calm, practical, without judgment

Worried about your company's finances?

Understand what may be happening, what needs attention now, and which options may still be open to you.

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Does any of this sound familiar?

You do not need to know whether your company is insolvent before using this guide.

✓ You are worried about making payroll or paying HMRC.
✓ Letters and calls from suppliers, lenders or creditors are becoming harder to face.
✓ You have signed personal guarantees or are worried about your home.
✓ You do not know what to tell your partner, family or staff.
✓ A statutory demand, court claim or winding-up petition has arrived.
✓ You are unsure whether the business can recover or what you should do as a director.

Earlier action usually means more options

Acting early can give you more time to understand the position, protect value and make considered decisions. As pressure grows, deadlines and enforcement can reduce the choices available.

See where you stand

What happens if you ask for help?

A first conversation is a chance to explain what is happening and identify immediate concerns. You do not need perfect accounts or all the answers.

See what to expect

Would you like to talk to someone about your situation?

You do not need to have everything worked out. Leave your name, phone number and email address, and someone from our support team will contact you by the end of the next working day.

Need formal insolvency advice? Use the official GOV.UK practitioner search, or browse the independent Insolvency Directory.